Does applying for Cherry financing affect my credit score?

No. Checking your eligibility with Cherry uses a soft credit check, which does not impact your credit score.

How much can I get approved for?

Approval amounts vary by applicant. Many clients qualify for enough to cover full treatment packages, and you can see your available amount in minutes.

Which treatments can I finance?

Financing can be applied to any Cryogenix service or package, including cryotherapy, hyperbaric oxygen therapy, laser therapy, and body sculpting programs.

34282 US Hwy 19 N, Palm Harbor, FL

Mon-Fri: 9:30AM-7PM | Sat: 9:30AM-4PM

(727) 614-9000

Recovery (5)

Aspen Laser Whole Body Cryotherapy Infrared Sauna Red Light Therapy Hyperbaric Oxygen Therapy

Sculpt (5)

Laser-Lipo CryoSlimming Body Sculpting InvisaRed Lymphatic Massage

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Financing Options

Flexible payment plans through Cherry — making your wellness journey affordable

Woman receiving whole-body cryotherapy in a silver chamber surrounded by cold vapor, illustrating a wellness treatment available through Cherry financing

Treat now,
pay later

No hard credit checks, ever

True 0% APR options available

Interest-bearing plans with APRs as low as 5.99%

Up to

approvals

No hidden fees

See an example of what you could pay

Example payments for

Payment options loaded

$250biweekly

for 6 weeks

0% APR

$40/ month

for 24 months

Lowest Payment

No hard credit checks, ever

60 seconds to apply

0% APR and other promotional rates subject to eligibility. See footer for details.

How Cherry works

See if you qualifyIt only takes 60 seconds to complete the application

Get careUse your approval to pay for your treatment

Pay over timeChoose a plan length that fits your needs with 0% APR options

Questions?

What is Cherry? Cherry (opens in new tab) is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.

These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. For example, a $400 payment plan with Cherry may cost $100/month over 3 months at 0% APR with down payment in the amount of monthly payment due at the time of purchase. Not every provider that uses Cherry will offer the payment plan terms listed above.

Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners (opens in new tab). See withcherry.com/terms (opens in new tab) for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.

Cherry is committed to making our product accessible. For our accessibility statement and feedback form, see withcherry.com/accessibility (opens in new tab).

Copyright © 2020-2026 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.

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Answer 7 quick questions about your goals and we'll build a tailored, all-natural recovery and body sculpting plan in under 2 minutes — no obligation.

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5.0 Rating from 300+ Google Reviews

Success Stories From People Just Like You

They came in with pain, doubt, and frustration. Here's what happened next.

"I was looking for alternative solutions to intense, chronic pain. I walked into Cryogenix in Palm Harbor, was I right! Kelley walked me through all they could do to help with pain management and I am now a member. It works and the staff is amazing! I have never slept better either!"

Nor Maui

Infrared Sauna, Red Light & Cryotherapy

32 weeks ago

"I love this wonderful adventure! Everyone is marvelous and the selection of therapies is awesome. It has improved my quality of life immeasurably. I feel like a new person! Many of the aches and pains my doctors cannot figure out have abated."

Kathy Shanks

Neo RedLights & Cryo Chamber

30 weeks ago

"I purchased 24 sessions focusing on the green light therapy to help with weight loss. After 12 I saw a reduction in body fat. The unplanned benefit was a significant reduction in my pain and inflammation. The staff is genuine and amazing."

Christ Family

Green Light Therapy

29 weeks ago

"I've been going to Cryogenix for just under a month for a grade 2 calf strain. Between the Aspen laser, Neo light and whole body Cryo, my healing time has been significantly reduced. I'm so grateful for the whole team!"

Kayla Miller

Aspen Laser & Whole Body Cryo

29 weeks ago

"The staff is just super and truly care about helping you achieve your goals. I really love doing the laser liposuction it has truly helped reduce my stubborn belly fat."

Janet Paulin

Laser-Lipo

28 weeks ago

"Absolutely amazing, couldn't ask for a better crew of staff that always treats you like family, amazing prices and better treatment. I've been coming here for years due to sports injuries and they always make such a huge impact on my recovery process!"

Sebastien Armand

Sports Recovery

13 weeks ago

See all our reviews on Google

View Google Reviews

Why 1,000+ Clients Trust Cryogenix

Palm Harbor's premier wellness destination for recovery, rejuvenation, and body transformation.

Expert Trained Staff

Certified professionals dedicated to your wellness journey

State-of-the-Art Equipment

Premium technology for maximum results

Personalized Treatment Plans

Tailored programs designed for your unique goals

1,000+ 5-Star Reviews

Trusted by over a thousand satisfied clients

"I had my first cryotherapy treatment and laser treatment. I feel awesome. Staff very knowledgeable! I highly recommend this facility for athletes and the general population for recovery."

Michael G.Cryotherapy & Laser

"From the moment you walk in, the staff is professional and welcoming. I purchased the green laser treatment for fat loss and began noticing results in as little as four weeks. I highly recommend it!"

Jessy D.Green Laser

"Cryogenix has a variety of therapies and has helped me with injuries in my feet in the past. Packages and memberships are reasonable in price. 10/10 recommend this business."

Fofi P.Multiple Therapies

"I was looking for alternative solutions to chronic pain and pain med cycles. Kelley walked me through all they could do to help. I am now a member and go almost daily! It works and the staff is amazing!"

Nor M.Pain Management

"Everyone is marvelous and the selection of therapies is awesome. It has improved my quality of life immeasurably. I feel like a new person! Many of the aches and pains have abated."

Kathy S.Recovery Therapies

"After 12 sessions I saw a reduction in body fat. The unplanned benefit was a significant reduction in my pain and inflammation. The staff is genuine, amazing, and they truly believe in wellness without surgery or drugs."

Christ F.Green Light Therapy

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